Don’t Pay More Than You Have to for Medical Malpractice Insurance

New York leads the U.S. in malpractice payouts. Unfortunately, this means medical malpractice insurance costs in New York are also among the highest in the country.

Specific costs can vary widely, depending on everything from your area of specialty and county of practice to policy limits, personal claims history, and who you choose as your carrier.

Request a Quote

Save Up to 30% on Premiums with Special MLMIC Discounts.

MLMIC works with groups and organizations across the state to help qualifying New York physicians get New York’s #1 medical professional liability insurance at a lower cost through its Preferred Savings Programs:

Select an organization below to view specific savings:

MSSNY
Magnacare
CDPHP
Northwell Health
CAIPA Care
Catholic Health Physician Partners
Corinthian Medical IPA
Doctor.com
IPA NY
MGMA
Excellus Credentialed Physician Insurance Program
Voluntary Attending Physicians

Physicians who meet certain requirements can also take advantage of additional reductions on their premiums — for total potential savings of up to 30%.

Up To
12%
Savings

for qualified physicians and surgeons with no open or closed claims

5%
Savings

when you complete a NYS-qualified Risk Management program

5%
Savings

for individual physician policyholders who waive consent to settle a claim

2%
Premium
Credit

for prompt payment of the full annual premium within 30 days of receipt of the invoice

New doctor? Part-time doctor?

You may qualify for additional savings of up to 50% off MLMIC premiums.

Not all discounts are combinable.

Risk Purchasing Groups (RPG) are subject to annual review and upward or downward adjustment (including removal altogether) pending approval by the NYS Department of Financial Services, and is based on the overall loss experience of the RPG’s members.

For RPG programs, membership required. Subject to application and approval. Check our website for the latest information and newest savings opportunities.

*Northwell Health is not affiliated with MLMIC Insurance Company, a Berkshire Hathaway Company. Northwell Health is not engaged in, nor responsible for, the provision of Professional Liability Insurance, related services and/or products. Any and all policies of insurance, services and/or products shall be provided by MLMIC Insurance Company. Northwell Health shall not be liable for any claims and/or damages that may arise from the provision of policies of insurances, services and/or products.