Publications & Resources

Claims Made vs. Occurrence: A Closer Look at Coverage Forms

There are two forms of medical professional liability coverage: claims made and occurrence. It is important to understand the difference between these two types of policy when deciding on coverage. Healthcare practitioners who opt to purchase a claims made policy should also be familiar with Tail and Nose Coverage.

Introducing the 5-Minute Rapid App For New Dentists Seeking Coverage

We are so excited to share our new rapid application for professional liability coverage! Now, new dentists can apply for coverage online in just five minutes. That’s right — less than the amount of time it takes to fill a cavity. Here’s what you need to know.

Medical Malpractice Insurance Coverage in New York

Attorneys at Martin, Clearwater & Bell discuss the basic components of medical malpractice insurance coverage.

Know Your Limits: A Q&A on Medical Professional Liability Coverage

Hospitals and healthcare practitioners can better protect themselves by being informed regarding the medical professional liability coverage they have and the coverage of those practicing around them.

Policyholders: Excess Insurance Renewals Due Prior to July 1

MLMIC will be sending Section 18 excess insurance renewal notices to policyholders May 1. Renewal applications are due prior to July 1 and may be submitted through MLMIC’s secure policyholder portal. Excess insurance provides an important layer of insurance protection to policyholders.

Recent Insolvencies Speak to the Risks of Insuring with an RRG

Physicians in NYS may experience problems, distractions and disruptions if insured by an RRG that has been declared insolvent. As a service to our policyholders, we are providing information that describes what to expect if your RRG is declared insolvent.

Peer Review Is Cornerstone of MLMIC’s Underwriting Philosophy

Did you know that – unlike other carriers in New York’s medical malpractice marketplace –MLMIC’s entire underwriting and claims process is overseen and guided by physician peer review? Whether reviewing a prospective policyholder’s new application or performing a review of an existing policyholder’s underwriting record, physician peer review is the cornerstone of MLMIC’s underwriting philosophy.

MLMIC to Provide Section 18 Excess Insurance Previously Written by HPIC

MLMIC will now write and provide the Section 18 excess insurance previously written and provided by Healthcare Professionals Insurance Company (HPIC).

Benefits of a Long-Term Relationship With Your Medical Malpractice Insurance Carrier

Financials are only part of the picture when it comes to your relationship with your medical malpractice carrier. The length of the relationship matters, as well.

Why Insurer Financials Matter to Policyholders

Many companies sell medical professional liability insurance (MPLI) at deeply discounted rates. And while this may provide immediate relief to the insureds, the financials of these companies can be a cause of concern.