Physician Group & Hospital Coverage
MLMIC has been committed to providing physican medical practices, large physician groups, and hospitals with custom medical professional liability solutions that serve their specific needs and risks — since 1975.
In addition to the comprehensive hospital and physican group medical malpractice insurance, MLMIC offers a wide variety of risk and claims management services designed to reduce risk and contain costs.
Comprehensive Protection For Employed Physicians
SILO is an innovative MLMIC insurance program that uses cutting-edge analytics, risk mitigation, and integrated claim services to address the key risks associated with self-insurance programs.
Risk-Sharing Options
including deductibles, aggregate limits, and policy structures
Settlement Authority
for claims against physicians within the program
United Defense Savings
through shared costs when possible
Learn about MLMIC Preferred Savings Programs and other ways to lower your medical malpractice insurance costs.
Additional Coverage Options
Available at no additional cost to those who qualify, the Excess Liability Program provides an additional limit of $1,000,000/$3,000,000 to be added to the required primary limit.
MLMIC also offers optional coverage in the following areas:
Defense Costs Coverage
Qualifying policyholders may purchase coverage for the costs of defending an administrative action or governmental proceedings.
Professional Entity Coverage
Eligible professional entities may purchase separate limits of coverage up to $1,000,000 each person/$3,000,000 total for a premium charge.
Employee Coverage
Employed Advanced Practice Providers, as well as other allied health professionals of a MLMIC-insured physician or surgeon, may apply for a separate policy with individual limits of liability that provides coverage within the scope of employment for the physician practice.