Physician Coverage
Since 1975, MLMIC has offered medical malpractice insurance policies built on New York-specific experience. Today, with the added backing of a Berkshire Hathaway company, there’s simply no better option for New York physicians.
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MLMIC offers physicians professional liability insurance with both occurrence and claims made coverage options. Claims made policyholders may consider optional Extended Reporting Endorsement (tail) and/or prior acts (nose) coverage.
Additional Coverage Options
Available at no additional cost to those who qualify, the Excess Liability Program provides an additional limit of $1,000,000/$3,000,000 to be added to the required primary limit.
MLMIC also offers optional coverage in the following areas:
Defense Costs Coverage
Qualifying policyholders may purchase coverage for the costs of defending an administrative action or governmental proceedings.
Professional Entity Coverage
Eligible professional entities may purchase separate limits of coverage up to $1,000,000 each person/$3,000,000 total for a premium charge.
Employee Coverage
Employed Advanced Practice Providers, as well as other allied health professionals of a MLMIC-insured physician or surgeon, may apply for a separate policy with individual limits of liability that provides coverage within the scope of employment for the physician practice.
Learn about MLMIC Preferred Savings Programs and other ways to lower your medical malpractice insurance costs.